Free 1099 Contractor Paystub Generator
Generate paystubs for independent contractors and freelancers with no employer tax withholdings, ideal for 1099 workers.
Apex Digital Solutions
8400 Sunset Boulevard, Suite 200, Los Angeles, CA 90069
EIN: 95-6543210
Phone: (323) 555-0491
Employee Information
Jason R. Kim
1150 South Grand Ave, Unit 807, Los Angeles, CA 90015
SSN: ***-**-9912
Employee ID: CONT-0044
Pay Period
02/24/2026
03/09/2026
03/14/2026
Monthly
Earnings
| Description | Amount |
|---|---|
| Consulting Fee | $4000.00 |
| Total Earnings | $4000.00 |
Pay Summary
Year-to-Date
$48000.00
$0.00
$0.00
$48000.00
This payment is to an independent contractor. No taxes have been withheld. The recipient is responsible for all self-employment taxes.
Features
Everything you need to create professional 1099 contractor paystubs.
Drag & Drop Builder
Build a clean payment record with just the sections contractors actually need.
Real-time Preview
Preview your gross payment summary — no withholdings cluttering the view.
Multiple Export Formats
Export as PNG, PDF, or JPEG for your records or to send to clients.
Custom Styling
Add your business name and branding for a professional freelancer look.
Automatic Calculations
Gross payment totals without employer-side FICA or withholdings — because that's your responsibility.
Professional Layout
Straightforward 1099-style format showing services rendered, rates, and total payment.
How It Works
Create your 1099 contractor paystub in three simple steps.
Choose Template
Start with the 1099 Contractor Paystub template pre-loaded with realistic sample data and industry-standard formatting.
Customize Details
Edit employer info, employee details, earnings, deductions, and tax withholdings. Drag and drop sections to reorder.
Download
Preview your pay stub in real time and download it as a high-quality PNG, PDF, or JPEG file.
Who Uses This Template
The 1099 Contractor Paystub template is designed for a variety of use cases.
Freelance Developers
Document project-based payments received from software development clients.
Creative Professionals
Create pay records for graphic designers, writers, and marketing consultants.
Loan Applications
Provide lenders with organized proof of self-employment income.
Quarterly Tax Prep
Track earnings to accurately calculate quarterly estimated tax payments.
Client Revenue Tracking
Maintain per-client payment records for year-end 1099-NEC reconciliation.
Rental Applications
Show landlords consistent contractor income when applying for apartments.
1099 Contractor Paystub - Frequently Asked Questions
Independent contractors are not employees, so the hiring company is not required to withhold federal income tax, Social Security, or Medicare. The contractor is responsible for paying self-employment tax (currently 15.3%) and income tax on their own through quarterly estimated payments.
Yes, but lenders typically require two years of 1099 income history along with tax returns. A consistent set of contractor paystubs can supplement your application by showing steady, documented income from clients.
A W-2 paystub is for employees and includes employer-withheld taxes and benefit deductions. A 1099 paystub is for independent contractors and shows only the gross payment amount with no withholdings, since the contractor handles their own tax obligations.
Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. Pro features like watermark-free exports are available with an optional upgrade.
Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.
You can export your pay stub as a PNG image (high quality), PDF document (print-ready), or JPEG image (smaller file size). All formats produce professional, clean output.
Absolutely. You can add, remove, reorder, and customize every section of your pay stub using our drag-and-drop builder. Add earnings, deductions, tax withholdings, and more.
No account is needed to create and export pay stubs. Creating an account allows you to save your pay stubs for later access and editing.
Related Templates
Explore other pay stub templates that might fit your needs.
Ready to Create Your 1099 Contractor Paystub?
Start with our free template and have your professional pay stub ready in minutes.