Free Template

Free Massachusetts Pay Stub Generator

Generate Massachusetts paystubs with flat 5% state income tax, PFML contribution (0.46%), federal withholdings, and FICA deductions for MA employees.

Cambridge Biomedical Research Inc. logo

Cambridge Biomedical Research Inc.

100 CambridgePark Drive, Suite 500 Cambridge, MA 02140

EIN: 04-5678901

Phone: (617) 555-0419

Employee Information

Sarah K. Donnelly

78 Beacon Street, Apt 3A Boston, MA 02108

SSN: ***-**-8153

Employee ID: EMP-0627

Pay Period

Period Start

10/08/2026

Period End

10/21/2026

Pay Date

10/26/2026

Pay Frequency

Bi-Weekly


Earnings

DescriptionHoursRateAmount
Regular Pay80.00$32.00$2560.00
Total Earnings$2560.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$196.59
MA State Income Tax (5%)$108.39
MA PFML (0.46%)$11.34
Social Security (6.2%)$152.83
Medicare (1.45%)$35.74
Total Tax Withholdings$504.89

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$128.00
Health Insurance$95.00
Total Pre-Tax Deductions$223.00

Pay Summary

Gross Pay$2560.00
Total Deductions-$727.89
NET PAY$1832.11

Year-to-Date

YTD Gross Earnings

$26880.00

YTD Taxes

$5301.00

YTD Deductions

$2342.00

YTD Net Pay

$19237.00

Leave Balances

TypeAccruedUsedBalance
Earned Sick Time2.67 hrs0.00 hrs21.33 hrs
Vacation3.08 hrs0.00 hrs24.62 hrs

Massachusetts flat 5% state income tax plus mandatory PFML contribution of 0.46%. Earned sick time per M.G.L. c. 149, Section 148C.

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2026 Tax Helper
Employer Info
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Made for the Details

Every line is editable, from the employer header to the YTD column.

Drag & Drop Builder

Build stubs with sections for state tax, PFML contributions, and earned sick time, arranged however suits your payroll.

Real-time Preview

Watch your Massachusetts paystub update in real time, including the 5% flat tax and mandatory PFML withholding.

Multiple Export Formats

Export polished stubs as PNG, JPEG, or PDF, formatted for biotech startups and hospital systems alike.

Custom Styling

Customize colors, fonts, and layout to reflect your brand while keeping Massachusetts-specific deductions front and center.

Automatic Calculations

Hours x rate fills each earnings line, and the 2026 tax helper estimates federal, FICA, and Massachusetts income tax plus the employee PFML contribution.

Professional Layout

Itemized stubs that clearly break out Massachusetts' unique deductions: PFML, earned sick time, and state withholding.

Massachusetts Pay Stub Example

A complete massachusetts pay stub built with this template: pay period, earnings, tax withholding, deductions, and net pay as they appear in the download. Replace the sample data with your own.

Cambridge Biomedical Research Inc. logo

Cambridge Biomedical Research Inc.

100 CambridgePark Drive, Suite 500 Cambridge, MA 02140

EIN: 04-5678901

Phone: (617) 555-0419

Employee Information

Sarah K. Donnelly

78 Beacon Street, Apt 3A Boston, MA 02108

SSN: ***-**-8153

Employee ID: EMP-0627

Pay Period

Period Start

10/08/2026

Period End

10/21/2026

Pay Date

10/26/2026

Pay Frequency

Bi-Weekly


Earnings

DescriptionHoursRateAmount
Regular Pay80.00$32.00$2560.00
Total Earnings$2560.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$196.59
MA State Income Tax (5%)$108.39
MA PFML (0.46%)$11.34
Social Security (6.2%)$152.83
Medicare (1.45%)$35.74
Total Tax Withholdings$504.89

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$128.00
Health Insurance$95.00
Total Pre-Tax Deductions$223.00

Pay Summary

Gross Pay$2560.00
Total Deductions-$727.89
NET PAY$1832.11

Year-to-Date

YTD Gross Earnings

$26880.00

YTD Taxes

$5301.00

YTD Deductions

$2342.00

YTD Net Pay

$19237.00

Leave Balances

TypeAccruedUsedBalance
Earned Sick Time2.67 hrs0.00 hrs21.33 hrs
Vacation3.08 hrs0.00 hrs24.62 hrs

Massachusetts flat 5% state income tax plus mandatory PFML contribution of 0.46%. Earned sick time per M.G.L. c. 149, Section 148C.

How to Make a Massachusetts Pay Stub

No account needed to start.

1

Start from this template

The Massachusetts Pay Stub layout loads with every section labeled.

2

Swap in real pay data

Replace names, dates, hours, rates, and deductions. Reorder or hide sections by dragging.

3

Save and download

Export in PDF, PNG, or JPEG, or save it to your account to reuse next pay period.

Massachusetts Payroll at a Glance

The Massachusetts rules that shape this pay stub, checked October 3, 2026.

State income tax

Flat 5%, plus a 4% surtax on income over $1,083,150 (9% top rate)

Other state deductions

  • MA PFML: Paid Family and Medical Leave, 0.46% employee rate

Pay stub law

Massachusetts employers must give a pay slip with each payment showing hours, rate, deductions, and any increases, on paper or in an electronic form employees can access and print.

M.G.L. c. 149, § 148

Minimum wage and paydays

$15.00 an hour since January 1, 2023. Weekly or biweekly for most hourly employees; salaried exempt employees may be paid semimonthly or monthly (M.G.L. c. 149, § 148).

Example: a $60,000 salary paid every two weeks in Massachusetts is $2,307.69 gross and about $1,820.53 take-home, including $106.92 of state income tax (single filer, 2026).

Massachusetts paycheck calculator

Where a Massachusetts Pay Stub Comes In

A few of the people and businesses that use the Massachusetts Pay Stub template.

Biotech & Pharma

For Cambridge and Boston's biotech, pharmaceutical, and life sciences companies.

Higher Education

Harvard, MIT, and the many universities and colleges across Massachusetts.

Healthcare

Massachusetts General Hospital, Dana-Farber, and the state's healthcare network.

Financial Services

Boston's financial services sector including Fidelity, State Street, and asset management.

Tech Startups

Technology startups along Route 128 and in Cambridge's Kendall Square.

Rental Applications

Proof of income for Boston-area apartment and housing applications.

Common Questions, Answered

Massachusetts Paid Family and Medical Leave (PFML) is a mandatory program that provides paid leave benefits to eligible workers. The contribution rate is split between employers and employees, with the typical employee share being 0.46% of wages. Benefits include up to 20 weeks of paid medical leave and 12 weeks of paid family leave, with a combined cap of 26 weeks a year.

Massachusetts voters approved a 4% surtax on income exceeding $1 million per year, effective in 2023. This "Fair Share Amendment" brings the effective tax rate on income over $1 million to 9% (5% base + 4% surtax). The threshold adjusts annually for inflation.

Yes. Under M.G.L. c. 149, Section 148C, Massachusetts employers with 11 or more employees must provide 1 hour of paid earned sick time for every 30 hours worked, up to 40 hours per year. Employers with fewer than 11 employees must provide unpaid earned sick time.

A Massachusetts paystub includes the state's flat 5% income tax and mandatory Paid Family and Medical Leave (PFML) contribution of 0.46%. Massachusetts is notable for its robust employee protections including earned sick time requirements.

Massachusetts requires employers to provide detailed wage statements and track earned sick time under M.G.L. c. 149, Section 148C. The mandatory PFML contribution adds a unique line item to MA paystubs. For earners over $1 million, a 4% surtax applies (the "millionaire's tax"), making accurate withholding documentation essential.

MA State Income Tax (flat 5%) • MA PFML Contribution (0.46%) • Federal Income Tax • Social Security (6.2%) and Medicare (1.45%) • Earned sick time balance • Gross and net pay

Massachusetts has a flat 5% state income tax, plus a 4% surtax on income over $1 million. • PFML contributions are mandatory; 0.46% of wages is the typical employee share. • Massachusetts earned sick time law requires 1 hour per 30 hours worked, up to 40 hours per year. • Cambridge and Boston are major biotech and healthcare hubs, so ensure paystubs reflect all MA-specific deductions.

Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. Pro features like watermark-free exports are available with an optional upgrade.

Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.

Build Your Massachusetts Pay Stub in Minutes

Start with our free template and have your professional pay stub ready in minutes.