Free New York Pay Stub Generator
Generate New York-compliant paystubs with NY state income tax, NY PFL, NY SDI, and all 13+ fields required under NYLL Section 195(3).
Hudson Valley Media Group
350 Fifth Avenue, Suite 2100 New York, NY 10118
EIN: 13-8765432
Phone: (212) 555-0461
Employee Information
Priya S. Kapoor
228 East 14th Street, Apt 5D New York, NY 10003
SSN: ***-**-3417
Employee ID: EMP-2091
Pay Period
10/08/2026
10/21/2026
10/26/2026
Bi-Weekly
Earnings
| Description | Hours | Rate | Amount |
|---|---|---|---|
| Regular Pay | 80.00 | $32.00 | $2560.00 |
| Total Earnings | $2560.00 | ||
Tax Withholdings
| Description | Amount |
|---|---|
| Federal Income Tax | $193.59 |
| NY State Income Tax | $101.89 |
| NYC Local Income Tax | $72.89 |
| Social Security (6.2%) | $151.28 |
| Medicare (1.45%) | $35.38 |
| NY State Disability Insurance (DBL) | $1.20 |
| NY Paid Family Leave (0.432%) | $10.54 |
| Total Tax Withholdings | $566.77 |
Pre-Tax Deductions
| Description | Amount |
|---|---|
| 401(k) Contribution | $128.00 |
| Health Insurance | $92.00 |
| Dental Insurance | $28.00 |
| Total Pre-Tax Deductions | $248.00 |
Pay Summary
Year-to-Date
$26880.00
$5951.00
$2604.00
$18325.00
This paystub complies with New York Labor Law Section 195(3) requirements. NY Paid Family Leave and Disability Insurance deductions are included as required by state law.
Built for a New York Pay Stub
Every line is editable, from the employer header to the YTD column.
Drag & Drop Builder
Organize all 13+ fields required under NYLL §195(3): drag sections to match your payroll layout.
Real-time Preview
Watch state tax, NYC local tax, PFL, and SDI amounts update instantly as you enter wages.
Multiple Export Formats
Export as PNG, PDF, or JPEG, formatted to meet New York's strict documentation standards.
Custom Styling
Brand your stubs with company colors and logos while keeping every required field in place.
Automatic Calculations
Hours x rate fills each earnings line, and the 2026 tax helper estimates federal, FICA, and New York income tax plus NY SDI and Paid Family Leave. Add NYC or Yonkers tax as its own line.
Professional Layout
Structured to cover New York's extensive pay stub requirements without looking cluttered.
New York Pay Stub Example
A complete new york pay stub built with this template: pay period, earnings, tax withholding, deductions, and net pay as they appear in the download. Replace the sample data with your own.
Hudson Valley Media Group
350 Fifth Avenue, Suite 2100 New York, NY 10118
EIN: 13-8765432
Phone: (212) 555-0461
Employee Information
Priya S. Kapoor
228 East 14th Street, Apt 5D New York, NY 10003
SSN: ***-**-3417
Employee ID: EMP-2091
Pay Period
10/08/2026
10/21/2026
10/26/2026
Bi-Weekly
Earnings
| Description | Hours | Rate | Amount |
|---|---|---|---|
| Regular Pay | 80.00 | $32.00 | $2560.00 |
| Total Earnings | $2560.00 | ||
Tax Withholdings
| Description | Amount |
|---|---|
| Federal Income Tax | $193.59 |
| NY State Income Tax | $101.89 |
| NYC Local Income Tax | $72.89 |
| Social Security (6.2%) | $151.28 |
| Medicare (1.45%) | $35.38 |
| NY State Disability Insurance (DBL) | $1.20 |
| NY Paid Family Leave (0.432%) | $10.54 |
| Total Tax Withholdings | $566.77 |
Pre-Tax Deductions
| Description | Amount |
|---|---|
| 401(k) Contribution | $128.00 |
| Health Insurance | $92.00 |
| Dental Insurance | $28.00 |
| Total Pre-Tax Deductions | $248.00 |
Pay Summary
Year-to-Date
$26880.00
$5951.00
$2604.00
$18325.00
This paystub complies with New York Labor Law Section 195(3) requirements. NY Paid Family Leave and Disability Insurance deductions are included as required by state law.
How to Make a New York Pay Stub
No account needed to start.
Choose the template
Open the New York Pay Stub template with sample data and the standard sections already in place.
Enter your numbers
Add employer and employee details, hours and rates, and deductions. Use "Fill in 2026 tax withholding" to estimate the tax lines.
Download
Check the live preview, then export a PDF, PNG, or JPEG.
What's on a New York Pay Stub
The fields that matter, and what to check on each one.
- Employer information
- NY Labor Law 195(3) requires the employer name, address, and phone number, plus any "doing business as" names.
- Rates and basis of pay
- The rate or rates of pay and how pay is figured: per hour, shift, day, week, salary, piece, or commission.
- Hours, including overtime
- For non-exempt employees, regular hours, overtime hours, and the overtime rate.
- Allowances claimed
- Any tip, meal, or lodging allowances taken against the minimum wage.
- Taxes and NY programs
- Federal, Social Security, Medicare, NY State income tax, NYC or Yonkers tax where it applies, NY SDI (capped at $0.60 a week), and NY Paid Family Leave.
- Gross, deductions, net
- Gross wages, each deduction itemized, and net wages.
Related: New York paycheck calculator · What SDI is · Pay stub requirements by state
New York Payroll at a Glance
The New York rules that shape this pay stub, checked October 3, 2026.
State income tax
Nine brackets from 3.9% to 10.9%; the lower rates were cut for 2026.
New York City residents pay city income tax (about 3.1% to 3.9%), and Yonkers residents pay a surcharge of 16.75% of their state tax; Yonkers nonresidents who work there pay 0.5% of wages. The calculator does not include these.
Other state deductions
- NY SDI (DBL): Disability Benefits Law insurance, 0.5% employee rate
- NY PFL: Paid Family Leave, 0.432% employee rate
Pay stub law
Under the Wage Theft Prevention Act, New York employers must give a detailed wage statement with every payment. Missing statements can cost $250 per workday, up to $5,000 per employee.
Minimum wage and paydays
$16.00 an hour since January 1, 2026. Manual workers must be paid weekly (large employers can get authorization for semimonthly); clerical and other workers at least semimonthly.
Example: a $60,000 salary paid every two weeks in New York is $2,307.69 gross and about $1,825.25 take-home, including $101.65 of state income tax (single filer, 2026).
New York paycheck calculatorWhere a New York Pay Stub Comes In
From small employers to the self-employed.
NYC Businesses
For businesses operating in the five boroughs with NYC local tax requirements.
Compliance & Audit
Ensuring full NYLL Section 195(3) compliance for audit readiness.
Financial Services
Wall Street and financial services firms with strict payroll documentation needs.
Multi-State Employers
Companies with employees in New York requiring state-specific deduction lines.
NYC Rental Applications
Proof of income for New York City apartment applications and leases.
Legal & HR Documentation
Employment verification and legal documentation for HR departments.
Common Questions, Answered
NY Paid Family Leave (PFL) provides job-protected, paid leave for bonding with a new child, caring for a family member, or military family needs. Employees contribute 0.432% of their gross wages in 2026, up to an annual maximum of $411.91.
Yes, if the employee lives in New York City. NYC local income tax ranges from 3.078% to 3.876% based on income level and must appear as a separate deduction line on the pay stub.
NYLL Section 195(3) requires: employer name, address, and phone; pay period dates; hours worked; rate(s) of pay; gross wages; itemized deductions; allowances claimed as part of minimum wage; and net wages.
A New York paystub must comply with NYLL Section 195(3), one of the strictest pay stub laws in the country. It requires 13+ specific fields including employer name, address, and phone number, pay dates, hours worked, rate(s) of pay, gross wages, itemized deductions, allowances, and net wages.
New York has among the strictest pay stub laws in the country. Missing wage statements can cost $250 per workday, up to $5,000 per employee. NYC residents face an additional local income tax of 3.078% to 3.876% that must appear as a separate line item.
NY State Income Tax (3.9% to 10.9% progressive) • NYC Local Income Tax (3.078% to 3.876%) • NY Paid Family Leave (0.432% of wages) • NY State Disability Insurance ($0.60/week) • Federal Income Tax, Social Security, Medicare • Hours worked and rate of pay (required for non-exempt)
NYC residents must include local income tax as a separate line item on every pay stub. • NY PFL is employee-paid at 0.432% of wages in 2026, up to an annual maximum of $411.91. • NY SDI costs employees $0.60 per week, shown as $1.20 on biweekly pay stubs. • Spread-of-hours pay (one extra hour at minimum wage) applies when a workday spans more than 10 hours.
Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. Pro features like watermark-free exports are available with an optional upgrade.
Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.
Related Templates
Compare a few before you build.
Build Your New York Pay Stub in Minutes
Start with our free template and have your professional pay stub ready in minutes.