Free New Jersey Pay Stub Generator
Generate New Jersey paystubs with NJ state income tax, NJ TDI, NJ FLI, NJ UI/WF/SWF, and earned sick leave tracking.
Garden State Pharmaceuticals Inc.
101 Hudson Street, 32nd Floor Jersey City, NJ 07302
EIN: 22-3456789
Phone: (201) 555-0643
Employee Information
Michael T. O'Brien
540 Bergen Avenue, Apt 3B Jersey City, NJ 07304
SSN: ***-**-7298
Employee ID: EMP-0614
Pay Period
10/08/2026
10/21/2026
10/26/2026
Bi-Weekly
Earnings
| Description | Hours | Rate | Amount |
|---|---|---|---|
| Regular Pay | 80.00 | $35.00 | $2800.00 |
| Total Earnings | $2800.00 | ||
Tax Withholdings
| Description | Amount |
|---|---|
| Federal Income Tax | $224.68 |
| NJ State Income Tax | $82.19 |
| Social Security (6.2%) | $167.71 |
| Medicare (1.45%) | $39.22 |
| NJ TDI (0.19%) | $5.14 |
| NJ FLI (0.23%) | $6.22 |
| NJ UI/WF/SWF (0.425%) | $7.32 |
| Total Tax Withholdings | $532.48 |
Pre-Tax Deductions
| Description | Amount |
|---|---|
| 401(k) Contribution | $140.00 |
| Health Insurance | $95.00 |
| Total Pre-Tax Deductions | $235.00 |
Pay Summary
Year-to-Date
$29400.00
$5591.00
$2468.00
$21341.00
Leave Balances
| Type | Accrued | Used | Balance |
|---|---|---|---|
| Earned Sick Leave | 2.67 hrs | 0.00 hrs | 21.33 hrs |
NJ TDI, FLI, and UI/WF/SWF are employee-paid deductions required under New Jersey law. Earned sick leave accrual shown per the NJ Paid Sick Leave Act.
Why Use This New Jersey Pay Stub Template
No spreadsheet formulas to maintain. Fill in the numbers and download.
Drag & Drop Builder
Organize NJ income tax, TDI, FLI, and UI/WDF deductions alongside federal sections however you prefer.
Real-time Preview
All four NJ state deductions plus federal withholdings update live, so you can see the full picture before you export.
Multiple Export Formats
Export as PNG, PDF, or JPEG, detailed enough for one of the most thorough stub states in the country.
Custom Styling
Personalize your stubs with branding while keeping all NJ-required deduction lines clearly labeled.
Automatic Calculations
Hours x rate fills each earnings line, and the 2026 tax helper estimates federal, FICA, and New Jersey income tax plus the employee TDI, FLI, and UI/WF/SWF contributions.
Professional Layout
Structured to handle New Jersey's four separate state deductions without looking overwhelming.
New Jersey Pay Stub Example
Here is the sample new jersey pay stub this template opens with. Every number below is editable in the builder.
Garden State Pharmaceuticals Inc.
101 Hudson Street, 32nd Floor Jersey City, NJ 07302
EIN: 22-3456789
Phone: (201) 555-0643
Employee Information
Michael T. O'Brien
540 Bergen Avenue, Apt 3B Jersey City, NJ 07304
SSN: ***-**-7298
Employee ID: EMP-0614
Pay Period
10/08/2026
10/21/2026
10/26/2026
Bi-Weekly
Earnings
| Description | Hours | Rate | Amount |
|---|---|---|---|
| Regular Pay | 80.00 | $35.00 | $2800.00 |
| Total Earnings | $2800.00 | ||
Tax Withholdings
| Description | Amount |
|---|---|
| Federal Income Tax | $224.68 |
| NJ State Income Tax | $82.19 |
| Social Security (6.2%) | $167.71 |
| Medicare (1.45%) | $39.22 |
| NJ TDI (0.19%) | $5.14 |
| NJ FLI (0.23%) | $6.22 |
| NJ UI/WF/SWF (0.425%) | $7.32 |
| Total Tax Withholdings | $532.48 |
Pre-Tax Deductions
| Description | Amount |
|---|---|
| 401(k) Contribution | $140.00 |
| Health Insurance | $95.00 |
| Total Pre-Tax Deductions | $235.00 |
Pay Summary
Year-to-Date
$29400.00
$5591.00
$2468.00
$21341.00
Leave Balances
| Type | Accrued | Used | Balance |
|---|---|---|---|
| Earned Sick Leave | 2.67 hrs | 0.00 hrs | 21.33 hrs |
NJ TDI, FLI, and UI/WF/SWF are employee-paid deductions required under New Jersey law. Earned sick leave accrual shown per the NJ Paid Sick Leave Act.
Create a New Jersey Pay Stub in Three Steps
Pick, fill in, download.
Start from this template
The New Jersey Pay Stub layout loads with every section labeled.
Swap in real pay data
Replace names, dates, hours, rates, and deductions. Reorder or hide sections by dragging.
Save and download
Export in PDF, PNG, or JPEG, or save it to your account to reuse next pay period.
New Jersey Payroll at a Glance
The New Jersey rules that shape this pay stub, checked October 3, 2026.
State income tax
Graduated rates from 1.4% to 10.75%. No standard deduction; a $1,000 exemption per person.
No local income taxes on employees. Newark's 1% payroll tax is paid by employers, not withheld.
Other state deductions
- NJ TDI: Temporary Disability Insurance, 0.19% employee rate
- NJ FLI: Family Leave Insurance, 0.23% employee rate
- NJ UI/WF/SWF: Unemployment Insurance and Workforce Development (worker share), 0.425% employee rate
Pay stub law
New Jersey employers must give each employee an itemized statement of deductions with every payment of wages. Willful violations can bring fines.
Minimum wage and paydays
$15.92 an hour since January 1, 2026. At least twice a month on regular paydays; bona fide executive, supervisory, and certain other employees may be paid monthly.
Example: a $60,000 salary paid every two weeks in New Jersey is $2,307.69 gross and about $1,853.09 take-home, including $67.97 of state income tax (single filer, 2026).
New Jersey paycheck calculatorWho Uses This Template
A few of the people and businesses that use the New Jersey Pay Stub template.
Pharmaceutical Companies
For NJ's large pharmaceutical and life sciences industry.
Financial Firms
Banking and financial services companies in Jersey City and Newark.
Multi-State Employers
Companies with New Jersey employees navigating complex state deductions.
Compliance & Audit
Ensuring all NJ-mandated deductions appear correctly on every pay stub.
Healthcare Organizations
NJ hospitals and healthcare providers with detailed payroll requirements.
Retail Businesses
NJ retail businesses tracking earned sick leave accruals.
New Jersey Pay Stub FAQs
NJ TDI (Temporary Disability Insurance) provides short-term disability benefits funded by employee contributions of 0.19% of wages in 2026. NJ FLI (Family Leave Insurance) provides paid family leave benefits funded by employee contributions of 0.23% of wages in 2026. Both apply to the first $171,100 of wages. Both are mandatory New Jersey payroll deductions.
New Jersey mandates several employee-funded insurance programs (TDI, FLI, and UI/WF/SWF) in addition to state income tax. While this results in more deduction lines than most states, it provides employees with broader disability, family leave, and unemployment benefits coverage.
Under the NJ Paid Sick Leave Act (N.J.S.A. 34:11D), employees accrue 1 hour of earned sick leave for every 30 hours worked, up to 40 hours per year. Employers may front-load 40 hours at the start of the benefit year instead of using accrual tracking.
A New Jersey paystub is among the most detailed in the country due to multiple employee-side payroll deductions. In addition to federal taxes and NJ state income tax (1.4% to 10.75% progressive), employees pay NJ TDI (Temporary Disability Insurance), NJ FLI (Family Leave Insurance), and NJ UI/WF/SWF (Unemployment, Workforce Development, and Supplemental Workforce Fund) contributions.
New Jersey has four separate state-mandated employee deductions that must appear on every pay stub. The NJ Wage Payment Law (N.J.S.A. 34:11-4.6) requires an itemized statement of deductions with every payment of wages. Non-compliance can result in penalties and wage claim liability.
NJ State Income Tax (1.4% to 10.75% progressive) • NJ TDI: Temporary Disability Insurance (0.19% in 2026) • NJ FLI: Family Leave Insurance (0.23% in 2026) • NJ UI/WF/SWF: Unemployment and Workforce Development (0.425% employee share) • Federal Income Tax, Social Security, Medicare • Earned sick leave balance
New Jersey has four separate state deductions on employee paychecks; do not combine them into one line. • NJ TDI and FLI rates change annually, so verify current rates at nj.gov before each calendar year. • Employees accrue 1 hour of earned sick leave per 30 hours worked, up to 40 hours per year. • NJ minimum wage is $15.92/hr in 2026 for most employers.
Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. Pro features like watermark-free exports are available with an optional upgrade.
Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.
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