Free Template

Free North Carolina Pay Stub Generator

Generate North Carolina paystubs with flat 3.99% state income tax, federal withholdings, and FICA deductions for NC employees.

Piedmont Financial Technologies

301 S. Tryon Street, Suite 1800 Charlotte, NC 28202

EIN: 56-3456789

Phone: (704) 555-0347

Employee Information

Jessica L. Harmon

4520 Park Road, Unit 8B Charlotte, NC 28209

SSN: ***-**-7294

Employee ID: EMP-0583

Pay Period

Period Start

10/08/2026

Period End

10/21/2026

Pay Date

10/26/2026

Pay Frequency

Bi-Weekly


Earnings

DescriptionHoursRateAmount
Regular Pay80.00$26.00$2080.00
Total Earnings$2080.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$143.07
NC State Income Tax (3.99%)$55.88
Social Security (6.2%)$123.69
Medicare (1.45%)$28.93
Total Tax Withholdings$351.57

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$104.00
Health Insurance$85.00
Total Pre-Tax Deductions$189.00

Pay Summary

Gross Pay$2080.00
Total Deductions-$540.57
NET PAY$1539.43

Year-to-Date

YTD Gross Earnings

$21840.00

YTD Taxes

$3691.00

YTD Deductions

$1984.00

YTD Net Pay

$16165.00

North Carolina imposes a flat 3.99% state income tax in 2026. Deductions itemized per N.C. Gen. Stat. Section 95-25.13.

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2026 Tax Helper
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Why Use This North Carolina Pay Stub Template

No spreadsheet formulas to maintain. Fill in the numbers and download.

Drag & Drop Builder

Arrange your paystub sections freely. North Carolina's flat tax keeps things simple, so your stub can too.

Real-time Preview

See your NC paystub update live as you type, with the flat 3.99% state tax on its own line.

Multiple Export Formats

Download as PNG, JPEG, or PDF with the itemized detail that N.C. Gen. Stat. §95-25.13 requires.

Custom Styling

Choose themes and colors that fit your brand, whether you're in Research Triangle tech or Charlotte finance.

Automatic Calculations

Hours x rate fills each earnings line, and the 2026 tax helper estimates federal, FICA, and North Carolina's flat income tax. No local income taxes to add.

Professional Layout

Clean stubs that take advantage of NC's simplified tax structure, with no local tax clutter, just clear earnings and deductions.

North Carolina Pay Stub Example

Here is the sample north carolina pay stub this template opens with. Every number below is editable in the builder.

Piedmont Financial Technologies

301 S. Tryon Street, Suite 1800 Charlotte, NC 28202

EIN: 56-3456789

Phone: (704) 555-0347

Employee Information

Jessica L. Harmon

4520 Park Road, Unit 8B Charlotte, NC 28209

SSN: ***-**-7294

Employee ID: EMP-0583

Pay Period

Period Start

10/08/2026

Period End

10/21/2026

Pay Date

10/26/2026

Pay Frequency

Bi-Weekly


Earnings

DescriptionHoursRateAmount
Regular Pay80.00$26.00$2080.00
Total Earnings$2080.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$143.07
NC State Income Tax (3.99%)$55.88
Social Security (6.2%)$123.69
Medicare (1.45%)$28.93
Total Tax Withholdings$351.57

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$104.00
Health Insurance$85.00
Total Pre-Tax Deductions$189.00

Pay Summary

Gross Pay$2080.00
Total Deductions-$540.57
NET PAY$1539.43

Year-to-Date

YTD Gross Earnings

$21840.00

YTD Taxes

$3691.00

YTD Deductions

$1984.00

YTD Net Pay

$16165.00

North Carolina imposes a flat 3.99% state income tax in 2026. Deductions itemized per N.C. Gen. Stat. Section 95-25.13.

Create a North Carolina Pay Stub in Three Steps

Pick, fill in, download.

1

Choose the template

Open the North Carolina Pay Stub template with sample data and the standard sections already in place.

2

Enter your numbers

Add employer and employee details, hours and rates, and deductions. Use "Fill in 2026 tax withholding" to estimate the tax lines.

3

Download

Check the live preview, then export a PDF, PNG, or JPEG.

North Carolina Payroll at a Glance

The North Carolina rules that shape this pay stub, checked October 3, 2026.

State income tax

Flat 3.99% on taxable wages (down from 4.25% in 2025).

Other state deductions

None. North Carolina has no employee-paid disability or paid leave deduction.

Pay stub law

North Carolina employers must provide an itemized statement of deductions with each payday, in writing or in a printable electronic form.

N.C. Gen. Stat. § 95-25.13

Minimum wage and paydays

$7.25 an hour since July 24, 2009. Regular paydays, at least monthly; employers must notify employees of the schedule in advance.

Example: a $60,000 salary paid every two weeks in North Carolina is $2,307.69 gross and about $1,865.56 take-home, including $72.51 of state income tax (single filer, 2026).

North Carolina paycheck calculator

Who Uses This Template

From small employers to the self-employed.

Banking & Finance

For Charlotte's banking sector, home to Bank of America and Truist Financial headquarters.

Research Triangle Tech

Technology companies in the Raleigh-Durham Research Triangle area.

Small Businesses

North Carolina small businesses needing compliant paystubs under state law.

Universities

Duke, UNC, NC State, and other universities across the state.

Rental Applications

Proof of income for North Carolina apartment and housing applications.

Logistics

Distribution and logistics companies across North Carolina's I-85 corridor.

North Carolina Pay Stub FAQs

North Carolina has a flat 3.99% state income tax rate on taxable income in 2026. The state transitioned from a progressive tax system to a flat rate in 2014 and has been gradually reducing the rate. This flat rate simplifies payroll calculations.

Yes. N.C. Gen. Stat. Section 95-25.13 requires employers to furnish each employee with an itemized statement of deductions from wages for each pay period. This must include all withholdings and deductions.

No. North Carolina does not allow cities or counties to levy local income taxes. Employees only pay the state's flat 3.99% income tax in addition to federal taxes and FICA.

A North Carolina paystub reflects the state's flat 3.99% income tax rate (2026) applied to all taxable income. North Carolina simplified its tax code in 2014 by moving from a progressive system to a flat rate, making paystub calculations straightforward.

North Carolina General Statute Section 95-25.13 requires employers to provide employees with written statements of deductions from wages. The flat 3.99% rate simplifies calculations, but accurate paystubs remain essential for income verification, loan applications, and tax preparation.

NC State Income Tax (flat 3.99%) • Federal Income Tax • Social Security (6.2%) and Medicare (1.45%) • Gross and net pay • Pay period dates and employer information

North Carolina uses a flat 3.99% state income tax in 2026, down from 4.25% in 2025. • North Carolina does not have local (city or county) income taxes. • N.C. Gen. Stat. Section 95-25.13 requires an itemized statement of deductions each payday. • Charlotte is a major banking hub, so employees in financial services should ensure paystubs are detailed for compliance.

Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. Pro features like watermark-free exports are available with an optional upgrade.

Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.

Ready to Create Your North Carolina Pay Stub?

Start with our free template and have your professional pay stub ready in minutes.