How New Jersey taxes your paycheck
Graduated rates from 1.4% to 10.75%. No standard deduction; a $1,000 exemption per person.
| Taxable income | Rate |
|---|---|
| $0 to $20,000 | 1.4% |
| $20,000 to $35,000 | 1.75% |
| $35,000 to $40,000 | 3.5% |
| $40,000 to $75,000 | 5.525% |
| $75,000 to $500,000 | 6.37% |
| $500,000 to $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Heads of household use the joint rate table. NJ withholding tables (rate tables A to E) differ slightly from the return brackets.
Other New Jersey payroll deductions
Besides income tax, New Jersey requires these employee-paid deductions. They show up on your pay stub under the abbreviation in the first column.
| On your stub | Program | 2026 employee rate | Wage cap |
|---|---|---|---|
| NJ TDI | Temporary Disability InsuranceEmployee rate for 2026; maximum $325.09. | 0.19% | $171,100 |
| NJ FLI | Family Leave InsuranceFunded entirely by employees; maximum $393.53 for 2026. | 0.23% | $171,100 |
| NJ UI/WF/SWF | Unemployment Insurance and Workforce Development (worker share)Worker UI 0.3825% plus WF/SWF 0.0425% on the first $44,800; maximum $190.40 for 2026. | 0.425% | $44,800 |
Not sure what these are? Our guide to SDI and paid leave deductions explains each one.
Local income taxes
No local income taxes on employees. Newark's 1% payroll tax is paid by employers, not withheld.
The calculator above does not include local taxes.
Example: $60,000 salary in New Jersey
A single filer paid every two weeks (26 paychecks) on a $60,000 salary, with no 401(k) or health premiums, takes home about $1,853.09 per paycheck, or $48,180 a year.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| New Jersey income tax | -$67.97 |
| NJ TDI | -$4.38 |
| NJ FLI | -$5.31 |
| NJ UI/WF/SWF | -$7.32 |
| Net pay | $1,853.09 |
New Jersey pay stub and payday rules
New Jersey employers must give each employee an itemized statement of deductions with every payment of wages. Willful violations can bring fines.
- Gross wages
- Each deduction itemized
- Net pay
Source: N.J. Stat. Ann. § 34:11-4.6. Every state compared in our pay stub requirements by state guide.
Pay frequency: At least twice a month on regular paydays; bona fide executive, supervisory, and certain other employees may be paid monthly.
Minimum wage: $15.92 per hour. Most employers. Seasonal employers and those with fewer than 6 employees, and agricultural and long-term care workers, have different 2026 rates.
New Jersey Paycheck FAQs
Yes. Graduated rates from 1.4% to 10.75%. No standard deduction; a $1,000 exemption per person.
For a single filer paid every two weeks on a $60,000 salary with no pre-tax deductions, our 2026 estimate is $2,307.69 gross and $1,853.09 take-home per paycheck. About 19.7% of gross goes to taxes: $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare, $67.97 New Jersey income tax, plus $4.38 NJ TDI and $5.31 NJ FLI and $7.32 NJ UI/WF/SWF.
$15.92 per hour, effective January 1, 2026. Most employers. Seasonal employers and those with fewer than 6 employees, and agricultural and long-term care workers, have different 2026 rates.
New Jersey employers must give each employee an itemized statement of deductions with every payment of wages. Willful violations can bring fines. (N.J. Stat. Ann. § 34:11-4.6)
At least twice a month on regular paydays; bona fide executive, supervisory, and certain other employees may be paid monthly.
Temporary Disability Insurance (NJ TDI): 0.19% of wages up to $171,100 a year. Family Leave Insurance (NJ FLI): 0.23% of wages up to $171,100 a year. Unemployment Insurance and Workforce Development (worker share) (NJ UI/WF/SWF): 0.425% of wages up to $44,800 a year.
No local income taxes on employees. Newark's 1% payroll tax is paid by employers, not withheld.