How New York taxes your paycheck
Nine brackets from 3.9% to 10.9%; the lower rates were cut for 2026.
| Taxable income | Rate |
|---|---|
| $0 to $8,500 | 3.9% |
| $8,500 to $11,700 | 4.4% |
| $11,700 to $13,900 | 5.15% |
| $13,900 to $80,650 | 5.4% |
| $80,650 to $215,400 | 5.9% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| Over $25,000,000 | 10.9% |
Head of household is estimated with single brackets and the $11,200 deduction. High earners lose the benefit of lower brackets (tax benefit recapture), which this estimate ignores.
Other New York payroll deductions
Besides income tax, New York requires these employee-paid deductions. They show up on your pay stub under the abbreviation in the first column.
| On your stub | Program | 2026 employee rate | Wage cap |
|---|---|---|---|
| NY SDI (DBL) | Disability Benefits Law insuranceEmployers may withhold 0.5% of wages up to $0.60 per week. | 0.5% | $0.60/week max |
| NY PFL | Paid Family Leave0.432% of wages for 2026, up to the annual cap of $411.91 (0.432% of 52 weeks of the $1,833.63 state average weekly wage). | 0.432% | $95,349 |
Not sure what these are? Our guide to SDI and paid leave deductions explains each one.
Local income taxes
New York City residents pay city income tax (about 3.1% to 3.9%), and Yonkers residents pay a surcharge of 16.75% of their state tax; Yonkers nonresidents who work there pay 0.5% of wages. The calculator does not include these.
The calculator above does not include local taxes.
Example: $60,000 salary in New York
A single filer paid every two weeks (26 paychecks) on a $60,000 salary, with no 401(k) or health premiums, takes home about $1,825.25 per paycheck, or $47,457 a year.
| Gross pay | $2,307.69 |
| Federal income tax | -$193.08 |
| Social Security (6.2%) | -$143.08 |
| Medicare (1.45%) | -$33.46 |
| New York income tax | -$101.65 |
| NY SDI (DBL) | -$1.20 |
| NY PFL | -$9.97 |
| Net pay | $1,825.25 |
New York pay stub and payday rules
Under the Wage Theft Prevention Act, New York employers must give a detailed wage statement with every payment. Missing statements can cost $250 per workday, up to $5,000 per employee.
- Dates of the pay period
- Employee name
- Employer name, address, and phone
- Rate or rates of pay and basis (hour, shift, day, week, salary, piece, commission)
- Gross wages
- Each deduction
- Allowances claimed against minimum wage (tips, meals, lodging)
- Net wages
- For nonexempt employees: regular and overtime rates and hours
Source: N.Y. Labor Law § 195(3). Every state compared in our pay stub requirements by state guide.
Pay frequency: Manual workers must be paid weekly (large employers can get authorization for semimonthly); clerical and other workers at least semimonthly.
Minimum wage: $16.00 per hour. Upstate rate. New York City, Long Island, and Westchester: $17.00. Indexed to inflation starting in 2027.
New York Paycheck FAQs
Yes. Nine brackets from 3.9% to 10.9%; the lower rates were cut for 2026.
For a single filer paid every two weeks on a $60,000 salary with no pre-tax deductions, our 2026 estimate is $2,307.69 gross and $1,825.25 take-home per paycheck. About 20.9% of gross goes to taxes: $193.08 federal income tax, $143.08 Social Security, $33.46 Medicare, $101.65 New York income tax, plus $1.20 NY SDI (DBL) and $9.97 NY PFL.
$16.00 per hour, effective January 1, 2026. Upstate rate. New York City, Long Island, and Westchester: $17.00. Indexed to inflation starting in 2027.
Under the Wage Theft Prevention Act, New York employers must give a detailed wage statement with every payment. Missing statements can cost $250 per workday, up to $5,000 per employee. (N.Y. Labor Law § 195(3))
Manual workers must be paid weekly (large employers can get authorization for semimonthly); clerical and other workers at least semimonthly.
Disability Benefits Law insurance (NY SDI (DBL)): 0.5% of wages, no wage cap, capped at $0.60 a week. Paid Family Leave (NY PFL): 0.432% of wages up to $95,349 a year.
New York City residents pay city income tax (about 3.1% to 3.9%), and Yonkers residents pay a surcharge of 16.75% of their state tax; Yonkers nonresidents who work there pay 0.5% of wages. The calculator does not include these.