Free Template

Free Monthly Pay Stub Generator

Create monthly pay stubs for 12-payment-per-year schedules with full-month earnings, tax withholdings, benefit deductions, and YTD totals.

Beacon Hill Consulting Group

77 Franklin Street, Suite 500, Boston, MA 02110

EIN: 04-8812354

Phone: (617) 555-0288

Employee Information

Alicia M. Ferreira

212 Winter Hill Road, Somerville, MA 02145

SSN: ***-**-7734

Employee ID: EMP-0917

Pay Period

Period Start

11/14/2026

Period End

12/13/2026

Pay Date

12/18/2026

Pay Frequency

Monthly


Earnings

DescriptionAmount
Monthly Salary$5400.00
Total Earnings$5400.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$405.25
State Income Tax$226.22
Social Security (6.2%)$323.33
Medicare (1.45%)$75.62
MA PFML (0.46%)$23.99
Total Tax Withholdings$1054.41

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$324.00
Health Insurance$185.00
Total Pre-Tax Deductions$509.00

Pay Summary

Gross Pay$5400.00
Total Deductions-$1563.41
NET PAY$3836.59

Year-to-Date

YTD Gross Earnings

$37800.00

YTD Taxes

$7381.00

YTD Deductions

$3563.00

YTD Net Pay

$26856.00

Generated with MakeMyPaystub. This paystub is for informational purposes.

Drag & Drop
Edit Earnings
2026 Tax Helper
Employer Info
Custom Styling
PNG / PDF / JPG

Built for a Monthly Pay Stub

Start from a correct layout instead of a blank page.

Full-Month Pay Periods

Period dates span the whole calendar month, matching 12-payments-per-year schedules.

Salary or Hourly

Show a flat monthly salary or itemize hours; both formats supported.

Real-time Preview

See monthly earnings, deductions, and net pay update as you type.

Multiple Export Formats

Download as PNG, PDF, or JPEG for records or applications.

Automatic Calculations

Gross pay, total deductions, and net pay computed for you.

YTD Tracking

Year-to-date totals accumulate across all 12 monthly payments.

Monthly Pay Stub Example

Here is the sample monthly pay stub this template opens with. Every number below is editable in the builder.

Beacon Hill Consulting Group

77 Franklin Street, Suite 500, Boston, MA 02110

EIN: 04-8812354

Phone: (617) 555-0288

Employee Information

Alicia M. Ferreira

212 Winter Hill Road, Somerville, MA 02145

SSN: ***-**-7734

Employee ID: EMP-0917

Pay Period

Period Start

11/14/2026

Period End

12/13/2026

Pay Date

12/18/2026

Pay Frequency

Monthly


Earnings

DescriptionAmount
Monthly Salary$5400.00
Total Earnings$5400.00

Tax Withholdings

DescriptionAmount
Federal Income Tax$405.25
State Income Tax$226.22
Social Security (6.2%)$323.33
Medicare (1.45%)$75.62
MA PFML (0.46%)$23.99
Total Tax Withholdings$1054.41

Pre-Tax Deductions

DescriptionAmount
401(k) Contribution$324.00
Health Insurance$185.00
Total Pre-Tax Deductions$509.00

Pay Summary

Gross Pay$5400.00
Total Deductions-$1563.41
NET PAY$3836.59

Year-to-Date

YTD Gross Earnings

$37800.00

YTD Taxes

$7381.00

YTD Deductions

$3563.00

YTD Net Pay

$26856.00

Generated with MakeMyPaystub. This paystub is for informational purposes.

How It Works

Three steps, about two minutes.

1

Load the layout

One click opens this layout in the builder, ready to edit.

2

Fill in each section

Earnings total as you type (hours x rate), and the tax helper estimates federal, FICA, and state withholding.

3

Export your stub

Save it as a print-ready PDF or an image file.

What a Monthly Pay Stub Should Show

Know what every line means before you fill it in.

Monthly pay period
Calendar month, paid once. Several states limit monthly pay to exempt or executive employees, so check the state rule.
Salary or hours
Annual salary divided by 12, or every hour worked in the month for hourly staff.
Withholding
Federal tax from the monthly (12-period) tables plus FICA and state taxes.
Deductions
Benefits are usually taken once a month, so they match the premium bill.
Net pay
One larger take-home amount for the month.
YTD
Twelve checks a year; the YTD column should equal monthly gross times months paid.

Related: Pay stub requirements by state · Paycheck calculator · What YTD means on a pay stub

When You Might Need One

From small employers to the self-employed.

Salaried Professionals

Consultants, managers, and executives paid once per month.

International-Style Payroll

Companies using the monthly schedules common outside the US.

Small Business Owners

Owners paying themselves a consistent monthly salary.

Proof of Income

Three monthly stubs cover a full quarter of income history.

Budget Planning

One clean monthly statement makes personal budgeting simple.

Record Keeping

Twelve stubs per year keeps annual payroll records compact.

Questions People Ask

Twelve: one per calendar month. This is the least frequent standard pay schedule in the US, compared with 24 for semi-monthly, 26 for biweekly, and 52 for weekly.

Divide the annual salary by 12. For example, a $64,800 annual salary is $5,400 gross per month. Taxes and deductions then come out of that monthly gross to produce net pay.

It depends on the state. Many states set minimum payday frequencies: some require at least semi-monthly pay for hourly or non-exempt workers, while exempt salaried employees can usually be paid monthly. Check your state labor department's payday requirements.

Yes. The template defaults to a flat monthly salary, but you can enable hours and rates in the earnings section if you pay hourly workers on a monthly schedule.

A monthly pay stub documents one full calendar month of earnings, the least frequent standard pay schedule, producing 12 paychecks per year. It shows the monthly salary or total hours, all tax withholdings, benefit deductions, and net pay for the month. Monthly pay is common for salaried professionals, executives, teachers in some districts, and international employers.

Because each monthly paycheck represents a larger amount than weekly or biweekly checks, accurate documentation matters even more for budgeting, proof of income, and tax records. Landlords and lenders frequently ask for the last two or three pay stubs; on a monthly schedule, that covers a full quarter of income history.

Full calendar month pay period dates • Monthly salary or total hours worked • Federal and state income tax withholdings • Social Security and Medicare (FICA) taxes • Monthly benefit deductions (401(k), health insurance) • Year-to-date totals across all monthly payments

Divide annual salary by 12 to get the gross monthly amount. • Monthly deductions are simple: annual benefit costs divided by 12, with no partial-period proration. • Verify the pay date, since many monthly employers pay on the last business day of the month. • Some states restrict monthly pay for hourly workers; check your state's payday frequency laws.

Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. There is no signup and no watermark.

Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.

Start Your Monthly Pay Stub

Start with our free template and have your professional pay stub ready in minutes.