Create monthly pay stubs for 12-payment-per-year schedules with full-month earnings, tax withholdings, benefit deductions, and YTD totals.
Beacon Hill Consulting Group
77 Franklin Street, Suite 500, Boston, MA 02110
EIN: 04-8812354
Phone: (617) 555-0288
Alicia M. Ferreira
212 Winter Hill Road, Somerville, MA 02145
SSN: ***-**-7734
Employee ID: EMP-0917
11/14/2026
12/13/2026
12/18/2026
Monthly
| Description | Amount |
|---|---|
| Monthly Salary | $5400.00 |
| Total Earnings | $5400.00 |
| Description | Amount |
|---|---|
| Federal Income Tax | $405.25 |
| State Income Tax | $226.22 |
| Social Security (6.2%) | $323.33 |
| Medicare (1.45%) | $75.62 |
| MA PFML (0.46%) | $23.99 |
| Total Tax Withholdings | $1054.41 |
| Description | Amount |
|---|---|
| 401(k) Contribution | $324.00 |
| Health Insurance | $185.00 |
| Total Pre-Tax Deductions | $509.00 |
$37800.00
$7381.00
$3563.00
$26856.00
Generated with MakeMyPaystub. This paystub is for informational purposes.
Start from a correct layout instead of a blank page.
Period dates span the whole calendar month, matching 12-payments-per-year schedules.
Show a flat monthly salary or itemize hours; both formats supported.
See monthly earnings, deductions, and net pay update as you type.
Download as PNG, PDF, or JPEG for records or applications.
Gross pay, total deductions, and net pay computed for you.
Year-to-date totals accumulate across all 12 monthly payments.
Here is the sample monthly pay stub this template opens with. Every number below is editable in the builder.
Beacon Hill Consulting Group
77 Franklin Street, Suite 500, Boston, MA 02110
EIN: 04-8812354
Phone: (617) 555-0288
Alicia M. Ferreira
212 Winter Hill Road, Somerville, MA 02145
SSN: ***-**-7734
Employee ID: EMP-0917
11/14/2026
12/13/2026
12/18/2026
Monthly
| Description | Amount |
|---|---|
| Monthly Salary | $5400.00 |
| Total Earnings | $5400.00 |
| Description | Amount |
|---|---|
| Federal Income Tax | $405.25 |
| State Income Tax | $226.22 |
| Social Security (6.2%) | $323.33 |
| Medicare (1.45%) | $75.62 |
| MA PFML (0.46%) | $23.99 |
| Total Tax Withholdings | $1054.41 |
| Description | Amount |
|---|---|
| 401(k) Contribution | $324.00 |
| Health Insurance | $185.00 |
| Total Pre-Tax Deductions | $509.00 |
$37800.00
$7381.00
$3563.00
$26856.00
Generated with MakeMyPaystub. This paystub is for informational purposes.
Three steps, about two minutes.
One click opens this layout in the builder, ready to edit.
Earnings total as you type (hours x rate), and the tax helper estimates federal, FICA, and state withholding.
Save it as a print-ready PDF or an image file.
Know what every line means before you fill it in.
Related: Pay stub requirements by state · Paycheck calculator · What YTD means on a pay stub
From small employers to the self-employed.
Consultants, managers, and executives paid once per month.
Companies using the monthly schedules common outside the US.
Owners paying themselves a consistent monthly salary.
Three monthly stubs cover a full quarter of income history.
One clean monthly statement makes personal budgeting simple.
Twelve stubs per year keeps annual payroll records compact.
Twelve: one per calendar month. This is the least frequent standard pay schedule in the US, compared with 24 for semi-monthly, 26 for biweekly, and 52 for weekly.
Divide the annual salary by 12. For example, a $64,800 annual salary is $5,400 gross per month. Taxes and deductions then come out of that monthly gross to produce net pay.
It depends on the state. Many states set minimum payday frequencies: some require at least semi-monthly pay for hourly or non-exempt workers, while exempt salaried employees can usually be paid monthly. Check your state labor department's payday requirements.
Yes. The template defaults to a flat monthly salary, but you can enable hours and rates in the earnings section if you pay hourly workers on a monthly schedule.
A monthly pay stub documents one full calendar month of earnings, the least frequent standard pay schedule, producing 12 paychecks per year. It shows the monthly salary or total hours, all tax withholdings, benefit deductions, and net pay for the month. Monthly pay is common for salaried professionals, executives, teachers in some districts, and international employers.
Because each monthly paycheck represents a larger amount than weekly or biweekly checks, accurate documentation matters even more for budgeting, proof of income, and tax records. Landlords and lenders frequently ask for the last two or three pay stubs; on a monthly schedule, that covers a full quarter of income history.
Full calendar month pay period dates • Monthly salary or total hours worked • Federal and state income tax withholdings • Social Security and Medicare (FICA) taxes • Monthly benefit deductions (401(k), health insurance) • Year-to-date totals across all monthly payments
Divide annual salary by 12 to get the gross monthly amount. • Monthly deductions are simple: annual benefit costs divided by 12, with no partial-period proration. • Verify the pay date, since many monthly employers pay on the last business day of the month. • Some states restrict monthly pay for hourly workers; check your state's payday frequency laws.
Yes! Our pay stub generator is completely free to use. You can create, customize, and export pay stubs without any cost. There is no signup and no watermark.
Our tool generates professional-looking pay stubs that can be used for personal record-keeping, proof of income for rental applications, loan applications, and similar purposes. However, pay stubs should accurately reflect actual wages paid. Falsifying pay stub information is illegal.
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